WATERLOO - Estella Newman, 81, of 206 Lane St., died Friday, Aug. 28, at ManorCare of natural causes; services pending with Sanders Funeral Service, 232-5667.

WATERLOO - Emma F. Hoard, 98, of Bickford Cottage, formerly of Waterloo, died Wednesday, Aug. 26, at her home of complications of a stroke; services 1 p.m. Monday at Hammond Avenue Brethren Church, with burial in Memorial Park Cemetery; visitation 2 to 4 p.m. Sunday at Locke Funeral Home, 233-6138; memorials to the church.

WATERLOO - Gina R. Hovenga, 41, of Yucca Valley, Calif., formerly of Waterloo, died Wednesday, Aug. 26, in Yucca Valley following a heart attack; memorial services 3 p.m. Sunday at Locke Funeral Home, 233-6138; memorials to the family.

CEDAR FALLS - Hilda L. Newgard, 78, of Cedar Falls, died Thursday, Aug. 27, at Sartori Memorial Hospital; services 10 a.m. Monday at Bethlehem Lutheran Church, with burial in Greenwood Cemetery; visitation 3 to 6 p.m. Sunday at Richardson Funeral Home, 266-3525; memorials to Cedar Valley Hospice or the church.

ACKLEY - Frances Geiken, 92, of Ackley, died Friday, Aug. 28, at the Presbyterian Village, Ackley; services 11 a.m. Monday at Wellsburg Reformed Church, with burial in Oakwood Cemetery, Ackley; visitation 4 to 7 p.m. Sunday at Sietsema Funeral Home, Ackley, (641) 847-2333.

CLARKSVILLE - Norma Bienemann, 84, of Clarksville, died Friday, Aug. 28, at Allen Memorial Hospital, Waterloo, of natural causes; services pending with Redman-Schwartz Funeral Home, Clarksville, (319) 278-4245.

TAMA - Ludwig G. Herink, 90, of Tama, died Thursday, Aug. 27, at Iowa River Hospice Home, Marshalltown; services 11 a.m. Monday at Kruse-Phillips Funeral Home, (641) 484-3400, with burial in St. Patrick's Cemetery, both in Tama; visitation 4 to 7 p.m. Sunday at the funeral home.

TRAER - Betty J. Lueders, 78, of Traer, died Friday, Aug. 28, at Sunnycrest Nursing Center, Dysart, of natural causes; services pending with Overton Funeral Home, Traer, (319) 478-2775.